98332 ZIP Code — Gig Harbor, WA

Pierce County, Washington

ZIP code 98332 is located in Gig Harbor, Washington, within Pierce County. It covers approximately 20.67 square miles and serves a population of 19,708 residents. This is a standard ZIP code in the Pacific (PT) timezone, served by area code 253.

About ZIP code 98332

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $648,000. Owner-occupancy is high at 83%, well above the national average.

The gap between median ($122,869) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 4% is below the national average. 38% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 33 minutes is near the national average.

Educational attainment is high — 52% of residents hold a bachelor's degree or higher, well above the national average of 33%.

Notable community characteristics include a notable veteran presence at 14% of civilians, above the national average of 7%.

Overall, ZIP code 98332 reflects a community defined by a highly educated population, a strong veteran community, high homeownership, and a significant Social Security-dependent population.

19,708

population

20.67

sq mi land

Standard

ZIP type

Pacific (PT)

timezone

98332 ZIP code map

Cities in ZIP code 98332

Below are the cities the US Postal Service accepts for ZIP code 98332. Using any city not on this list may result in mail delivery delays.

City	Status
Gig Harbor	Preferred

Nearby ZIP codes

98335 Gig Harbor (4.9 mi) 98359 Olalla (4.9 mi) 98329 Gig Harbor (5.2 mi) 98329 Gig Harbor (5.2 mi) 98407 Tacoma (6.7 mi) 98367 Port Orchard (7.3 mi) 98333 Fox Island (8.2 mi) 98070 Vashon (8.2 mi) 98406 Tacoma (8.4 mi) 98394 Vaughn (8.5 mi) 98465 Tacoma (8.7 mi) 98416 Tacoma (9.1 mi)

Demographics updated 05/2026

Population
Total population	19,708
Population density	953 / sq mi
State FIPS	53
County FIPS	053

Geography
Land area	20.67 sq mi
Water area	3.43 sq mi
Latitude	47.3649
Longitude	-122.6053
Timezone	Pacific (PT)
Area code	253

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.7%	31.0%	31.7%
$50k – $100k	27.9%	33.3%	30.6%
$100k – $200k	32.7%	28.4%	27.1%
Over $200k	20.7%	7.3%	10.6%

Demographics & statistics

19,708

Population

953

People per sq mi

47.6

Median age

$122,869

Median household income

$66,541

Per capita income

$648,000

Median home value

$2,162

Median monthly rent

82.8%

Home ownership

3.7%

Poverty rate

5.8%

Unemployment

6,465

Housing units

51.8%

Bachelor's or higher

Age distribution

Male Female

501

Under 5

611

551

5–9

672

464

10–14

566

468

15–19

571

244

20–24

297

946

25–34

1,153

989

35–44

1,205

1,179

45–54

1,438

655

55–59

799

794

60–64

968

1,271

65–74

1,549

595

75–84

726

223

85+

273

← Male

Female →

Age summary

Group	Count	%
Under 18	3,976	20.2%
18 and over	15,732	79.8%
65 and over	4,637	23.5%
Median age	47.6 years

Race & ethnicity

White 83%

Two or more races 8%

Asian 3.7%

Hispanic or Latino 2.5%

Black or African American 1.3%

Other race 1%

American Indian / Alaska Native 0.3%

Native Hawaiian / Pacific Islander 0.2%

Group	Count	%
White	16,775	83%
Two or more races	1,611	8%
Asian	753	3.7%
Hispanic or Latino	506	2.5%
Black or African American	267	1.3%
Other race	207	1%
American Indian / Alaska Native	60	0.3%
Native Hawaiian / Pacific Islander	35	0.2%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	18.7%	31.0%	31.7%
$50k – $100k	27.9%	33.3%	30.6%
$100k – $200k	32.7%	28.4%	27.1%
Over $200k	20.7%	7.3%	10.6%

Under $10k 2.9%

$10k–$15k 0.4%

$15k–$25k 3.3%

$25k–$35k 2.6%

$35k–$50k 6.3%

$50k–$75k 10.3%

$75k–$100k 11.5%

$100k–$150k 23.9%

$150k–$200k 13.5%

$200k+ 25.2%

Range	% of households
Under $10k	2.9%
$10k–$15k	0.4%
$15k–$25k	3.3%
$25k–$35k	2.6%
$35k–$50k	6.3%
$50k–$75k	10.3%
$75k–$100k	11.5%
$100k–$150k	23.9%
$150k–$200k	13.5%
$200k+	25.2%
Median income	$122,869

Housing

Home values

Under $50k 2.2%

$50k–$100k 1.3%

$100k–$150k 1.7%

$150k–$200k 1.3%

$200k–$300k 3.9%

$300k–$500k 17.8%

$500k–$1M 54.5%

$1M+ 17.3%

Housing overview

Metric	Value
Median home value	$648,000
Median rent / month	$2,162
Owner occupied	82.8%
Renter occupied	17.2%
Vacant	3.8%
Single-family detached	83.6%
Large apartment buildings	3.3%
Mobile homes	5.1%
Median rooms	6.7
Avg household size (owned)	2.65

Year built

Era	%
2020 or later	2.2%
2010–2019	21.6%
2000–2009	15.2%
1990–1999	22.1%
1980–1989	13.2%
1970–1979	12.9%
1960–1969	4.7%
1950–1959	3.0%
1940–1949	1.3%
1939 or earlier	3.8%

Bedrooms

Size	% of units
No bedroom (studio)	1.2%
1 bedroom	5.0%
2 bedrooms	17.7%
3 bedrooms	52.1%
4 bedrooms	18.7%
5+ bedrooms	5.2%

Vehicles per household

Vehicles	% of households
No vehicle	2.2%
1 vehicle	21.7%
2 vehicles	47.0%
3 or more	29.1%

Heating fuel

Fuel type	%
Utility gas	46.4%
Electricity	47.6%
Propane / LP gas	2.8%
Fuel oil	0.7%
Wood	1.9%
Solar	0.1%
No fuel used	0.3%

Households & families

Household type	Count	%
Married-couple family	4,811	64.6%
Cohabiting couple	308	4.1%
Male householder, no spouse	783	10.5%
Female householder, no spouse	1,550	20.8%
Households with children under 18	2,168	29.1%
Households with seniors (65+)	2,996	40.2%
Average household size	2.53

Marital status

Status	Male	Female
Never married	19.1%	18.2%
Married	70.4%	60.2%
Separated	0.3%	1.0%
Widowed	2.3%	8.0%
Divorced	7.8%	12.6%

Education

Less than 9th grade 0.3%

Some HS, no diploma 2.6%

HS graduate 16.9%

Some college, no degree 19.4%

Associate's degree 9.1%

Bachelor's degree 31.4%

Graduate / professional 20.4%

Metric	%
HS diploma or higher	97.1%
Bachelor's or higher	51.8%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	305	7.5%
Kindergarten	378	9.3%
Elementary school	1,503	36.9%
High school	1,041	25.6%
College / grad school	845	20.8%

Employment

Industry of employment

Education & healthcare 25.8%

Professional & management 12.2%

Retail trade 11.6%

Manufacturing 9.3%

Construction 8.3%

Finance & real estate 7.7%

Public administration 7.6%

Transportation & utilities 5.2%

Arts, food & hospitality 5.0%

Other services 4.2%

Wholesale trade 2.4%

Information 0.8%

Occupation

Category	%
Management, business & arts	52.1%
Service	12.9%
Sales & office	16.1%
Natural resources & construction	7.0%
Production & transportation	11.9%

Employment type

Type	%
Private sector	75.0%
Government	17.8%
Self-employed	7.0%
Unpaid family workers	0.3%

Commute

Method	%
Drive alone	71.3%
Carpool	6.9%
Public transit	1.3%
Walk	1.2%
Work from home	17.6%
Other means	1.7%
Avg commute (minutes)	32.7

Poverty

All people 3.7%

Under 18 years 3.1%

18 and over 3.8%

Married-couple families 1.3%

Female-led households 4.1%

Income support

Source	% of households
Social Security	37.5%
Retirement income	34.7%
Supplemental Security	2.8%
Cash public assistance	1.1%
Food stamps / SNAP	2.2%

Health indicators

Condition	%
Obesity	30.6%
High blood pressure	34.7%
High cholesterol	37.0%
Diabetes	8.4%
Heart disease	5.5%
Stroke	2.6%
Asthma	10.1%
Arthritis	26.0%
Kidney disease	2.6%
Pulmonary disease	5.2%
Cancer	8.0%

Behavior / access	%
Smoking	11.8%
Binge drinking	15.4%
No physical activity	16.5%
Less than 7 hrs sleep	29.3%
Depression	24.4%
Fair or poor health	10.5%
Poor mental health	13.6%
Poor physical health	9.2%
No health insurance	7.5%
Visited doctor (checkup)	71.6%
Visited dentist	73.7%
Cholesterol screening	91.5%
Teeth loss	7.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	2,149	13.8%

Disability	%
Any disability	9.0%
Under 18	2.9%
18–64 years	6.5%
65 and over	19.9%

Health insurance coverage

Type	%
Private insurance	86.7%
Public insurance	31.2%
No insurance	2.2%
Uninsured under 19	1.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	18,596	94.4%
Spanish	472	2.5%
Other Indo-European	173	0.9%
Asian & Pacific Islander	129	0.7%
Other languages	124	0.7%

Place of birth & citizenship

Origin	Count	%
Native born (US)	18,289	92.8%
Born in same state	17,983	91.2%
Born in different state	8,468	43.0%
Foreign born	306	1.6%
Naturalized citizen	1,419	7.2%
Not a US citizen	796	56.1%

Ancestry

Ancestry	Count	%
French	3,769	19.1%
Italian	2,967	15.1%
Polish	870	4.4%
Arab	621	3.2%
English	207	1.1%

Ancestry	Count	%
Dutch	187	0.9%
German	126	0.6%
Irish	78	0.4%
Norwegian	41	0.2%

Technology access

Metric	% of households
Computer access	37.8%
Internet access	99.0%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 98332

What city is ZIP code 98332 in?

ZIP code 98332 is primarily assigned to Gig Harbor, Washington.

What county is ZIP code 98332 in?

ZIP code 98332 falls within Pierce County, Washington.

How educated is the population of ZIP code 98332?

52% of residents hold a bachelor's degree or higher — well above the national average of ~33%, reflecting a highly educated population.

Is ZIP code 98332 mostly owner-occupied?

83% of occupied units in ZIP code 98332 are owner-occupied, well above the national average.

Does ZIP code 98332 have a large veteran population?

14% of civilians in ZIP code 98332 are veterans, above the national average of ~7%.

Does ZIP code 98332 have a large retiree population?

38% of households in ZIP code 98332 receive Social Security income, suggesting a significant retiree or disability population.

What timezone is ZIP code 98332 in?

ZIP code 98332 observes the PST timezone.